See the brutal effects of spending now vs. saving for later. This article will show how spending (not saving) affects years to retirement.
6 Ways to Avoid the Holiday Blues
Despite the never-ending flurry of merry salutations, the holidays can be emotionally challenging — if not downright depressing. Here are a few practical ways to take care of yourself during this time of year. Set a Budget. When you’re out shopping, it’s so easy to cave to “spending sprawl” – irresistible gifts that seem to… Read More
What’s the Best Type of Business Entity for Tax Purposes
There are several major types of business entities, including S Corporations, C Corporations, Limited Liability Companies (LLCs) and being self-employed. Each type of structure has its own advantages and disadvantages when it comes to taxes, assets and liability protection. Generally, certain types of businesses are best for certain professions from a tax perspective; however, with… Read More
How to Maximize Subscription Marketing Efforts
According to research from McKinsey & Company, 15 percent of Internet consumers have become members of at least one subscription service in 2018. The consulting firm also found that these subscription-based models cover a multitude of products, including food, drinks, meal kits, clothing, vitamins and razors. While these are well-known by consumers, there are many… Read More
Financial Planning Advice for Women
The path for women is a little like two steps forward, one step back. For example, almost 40 percent of all privately held firms in the United States today are owned by women. Furthermore, the 2018 midterm elections yielded 23 female senators and more than 100 in the House of Representatives. And yet, despite the… Read More
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IRS Releases New Projected 2019 Tax Rates, Brackets and More
Bloomberg recently released projected tax rates, brackets and other numbers that apply to the 2019 tax year (the IRS will release the official numbers later this year). Note, these are NOT the numbers that apply to the 2018 taxes you file in 2019, but to the income and activity that occurs during the 2019 tax year… Read More
Top 5 Latest Tech Advances That Help Heal Our World
As much as we lament how fast things change in the tech world, there is an upside when it comes to treating diseases and chronic conditions. Here are some of the coolest new devices showing how impressive it can be when technology and medicine intersect. Getting a Foothold on Diabetes. The body’s extremities are most… Read More
How to Create an Effective Landing Page
When it comes to online advertising, there are many ways to reach new and existing customers for new product or service offerings. One approach is to create a landing page that emphasizes a unique or significant product launch. According to Forbes and Wordstream, the right type of landing page can increase leads by as much… Read More
Advantages of Single Premium Whole Life Policy
A Single Premium Whole Life (SPWL) insurance policy works just like it sounds – you purchase the contract with one premium upfront. For folks who haven’t carried life insurance since the kids moved out of the house and their term life policy ended, SPWL offers some flexible financial planning options. First of all, rather than… Read More